Online Banking

Deposits

First State Bank specializes in checking accounts for all types of businesses. We pride ourselves in providing personalized service for our clients. With easy access to your accounts in our branches, on the phone, or online you can remain in control of your banking. We make it easy for you and your staff to manage your banking relationship. Let us be your banking partner, so you have more time to do what is important to you, running your business.

Regular Business Account

This account is perfect for small to medium size businesses.

Perks

  • Visa Business Check Card (Restrictions may apply)
  • Free Check Image Statements
  • Free E-Statements
  • Online and Mobile Banking available**
  • Remote Deposit Capture available (Restrictions and additional charges apply)

Fees

  • Monthly account maintenance charge $3.00
  • Checks/Debits .15 per item over five
  • Checks Deposited Charge
    • On Us No Charge
    • Clearing .03 per item
    • Transit .08 per item

An earnings credit is used to offset a portion of the service charges. Please ask a new accounts representative for the current business earnings credit rate.


  

Minimum Balance

  • No Minimum Balance Required ($100 minimum opening deposit)

Business Money Market Account*

Perks

  • A total of six debits to the account are allowed per month. These debits may be a combination of third party checks and electronic withdrawals. Withdrawals made in person at a First State Bank branch are unlimited.

Minimum Balance

  • Monthly account maintenance charge $6.00 if balance falls below $800.00

Fees

  • Checks/Debits $2.00 for each item over six

*Variable Interest Rate, subject to change at any time, paid on the collected balance, compounded each statement cycle.

    

Business Accounts on Analysis

Business analysis checking accounts are catered to larger businesses. Business accounts established on the analysis system receive a monthly analysis statement detailing the activity charges and the earnings credit generated on the account. No Minimum Balance

Perks

  • Visa Business Check Card (Restrictions may apply)
  • Free Check Image Statements
  • Online and Mobile Banking available**
  • Free E-Statements
  • Remote Deposit Capture available (Restrictions and additional charges apply)

Minimum Balance

  • Required ($100 minimum opening deposit)

Fees

  • Monthly account analysis determines the service charge (See new accounts for more details)
    

Interest Bearing Business Account*

Sole Proprietorships and certain non-profit organizations are eligible for a Super N.O.W. Business Account. Ask our new account representative if your account qualifies. (Corporations, Limited Liability Companies and Partnerships do not qualify for a N.O.W. Account.)

Perks

  • Visa Business Check Card (Restrictions may apply)
  • Free Check Image Statements
  • Online and Mobile Banking available**
  • Free E-Statements
  • Remote Deposit Capture available (Restrictions and additional charges apply)

Interest

  • Competitive interest*

Fees

  • Monthly account maintenance charge $6.00
  • Checks/Debits .15 per item over five
  • Checks Deposited Charge
    • On Us No Charge
    • Clearing .03 per item
    • Transit .08 per item
  

Minimum Balance

  • No Minimum Balance Required ($100 minimum opening deposit)

 

 

*Variable Interest Rate, subject to change at any time, paid on the collected balance, compounded each statement cycle.
**Message and data rates may apply.